A federally approved housing counselor can help you figure out the best course of action for you and your family. Here are a few federally approved housing counseling programs that can help you contact the bank that services your mortgage to request a modification:
The Union Plus Save My Home Hotline (866-490-5361)
The Union Plus Save My Home Hotline, provided through the nonprofit Money Management International, provides free counseling in person or by phone for union members facing foreclosure.
Affordable Housing Centers of America (888-409-3557)
Affordable Housing Centers of America's Home Equity Loss Prevention program has established relationships with 43 major lenders and has provided counseling to more than 65,000 families to help them restructure their mortgages to save their homes.
Neighborhood Assistance Corporation of America (888-404-6222)
Neighborhood Assistance Corporation of America's Home Save program has agreements with all the major lenders, covering more than 90 percent of homeowners, to achieve affordable mortgage payments.
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