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Protecting Homes from Foreclosure

For many of us, our home is their largest financial asset. But for many, our home is only a paycheck away from being threatened by foreclosure. Loss of income is the leading reason homeowners seek mortgage modifications. Refinancing would have provided a solution for many families not long ago, but in recent years real estate prices have fallen and many homeowners now owe more money on their mortgages than their homes are worth, making refinancing unavailable.

If you can't pay your monthly mortgage payment, you are at risk of losing your home to foreclosure. But it's important to know you are not alone. You may be having trouble paying the mortgage because of unemployment, illness, disability, divorce, a death in the family or a predatory loan. These challenges should not cost you your home.

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