For people without health insurance, Feb. 15 is the deadline to sign up for coverage under the Affordable Care Act (ACA). If you haven’t enrolled and are confused by the many options and plans available from dozens of insurance companies, Working America—our community affiliate for people without a union—is ready to help you navigate the system and find the best option for you and your family.
The Working America Health Care program gives you access to licensed professionals who can help you weigh the health plan options in the Health Insurance Marketplace (aka HealthCare.gov) to determine what's best for you and your family. And for no additional cost, you’ll also have access to hundreds of benefits available through Union Plus, including dental and vision discounts.
Most importantly, when you enroll—Feb. 15 is the deadline—in the marketplace through Working America Health Care, you have access to a personal Health Advocate: a real person you can call to help clarify the complexities of your health insurance.
Roland Leggett, Michigan program director for Working America, told Eclectablog that the advocates offer unbiased advice.
The reason they’re so good is that they aren’t working on commission, so there’s no pressure to sign up for a particular plan. They’re only there to make sure you get the best plan for you and your family. It empowers people who need insurance.
Your advocate will help you deal with the intricacies of the health insurance system such as coordinating your care, resolving claims and answering questions about coverage. Tony Cheng, Working America’s assistant director, said:
We want to help people understand what the ACA means, what to look for when they sign up—how to keep their doctor if they want to, or the additional costs involved in each plan, such as co-pays and deductibles. We want to help folks understand the big picture.
Remember, Feb. 15 is the deadline to sign up for health insurance. Working America Health Care is open to anyone, including freelancers, unemployed workers and retirees. It's also open to union members without access to collectively bargained health insurance coverage.
Click here to go to Working America Health Care or call 855-698-2479.
Also, when you enroll, you will become a member of Working America and, along with the vision and dental discounts through Union Plus, you will be eligible for Union Plus’ wide range of other discounts on everything from health club memberships to mortgage assistance and much more.
In related news, Working America Health Care has partnered with OUR Walmart to help the 30,000 part-time Walmart workers who had their health insurance cut by the company in October find new health insurance. Even part-timers who qualify for Walmart’s health care program under the new rules could find a better deal through Working America Health Care than the problem-plagued Walmart health care plan. Read more here.