While Republicans in Congress were busy undermining the Consumer Financial Protection Bureau, the CFPB was busy doing its job.

CFPB is asking consumers to weigh in on a prototype credit card agreement that is shorter, written in plain language and explains key features up front. Take a look here, and let CFPB know what you think. It’s all part of the agency’s Know Before You Owe campaign.

CFPB reports that a recent study by J.D. Power showed that some two-thirds of credit cardholders say they don’t completely understand how their cards work. Many complaints stem from a misunderstanding of card terms.  Credit card debt is estimated at $700 billion.