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Showing blog posts tagged with financial advice

House Bill Would Block DOL Rule to Protect Workers’ Retirement Savings

Mike Hall | Political Action/Legislation

Photo via Alliance for Retired Americans.

A bill (H.R. 2374) set for a vote in the House Tuesday would delay and could ultimately thwart the Department of Labor’s effort to protect workers’ retirement security. The DOL wants to close loopholes and update the rule that protects workers from deceptive or abusive practices whenever they seek investment advice about their retirement savings

Call Congress at 1-888-912-5898,  ask for your representative’s office, and urge him or her to protect workers’ retirement security and oppose H.R. 2374 .

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Avoid Post-Holiday Spender's Remorse

Union Plus | Other News

Union Plus: Avoid Post-Holiday Spender's Remorse

" Avoid Post-Holiday Spender's Remorse " is a cross-post from  Union Plus . 

Opening gifts each December is a ton of fun. Opening the resulting bills in January is not. Yet every holiday season millions of consumers use their credit cards to finance gifts they don’t have the cash to pay for. Consider the following before you start shopping this holiday season.

There are only two legal ways out of debt  – cutting expenses or increasing your income. Decide which works for you and commit to it before you start shopping.

Prioritize.   What’s more important?  Paying your mortgage and buying food or giving gifts you can’t afford?  Consider shortening your gift list or giving smaller gifts to adults.  In times like these, friends and family understand.

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Quality@Work See How America's Unions Make a Difference

NLC Invested: A Resource for Bias-Free Financial Information

Jackie Tortora | Community Services

Many purveyors of financial advice are trying to sell you something, whether it's insurance, a retirement plan or even a mortgage. But  bias-free financial advice  isn't impossible to find. The National Labor College has a great online resource,  NLC Invested , which provides some helpful financial tips on major life developments such as  saving for a home purchase ,  preparing for a new child ,  sending a child to college ,  retirement ,  debt reduction ,  foreclosure  and more. 

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It’s been four years since low-wage workers got a raise. Sign the petition to tell Congress it’s time to raise the minimum wage.

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Notice: Oct 02 2013 04:10:43
eZTemplate: Loading template "content/datatype/view/ezimage.tpl" with resource "design"
Notice: Oct 02 2013 04:10:43
eZTemplate: Loading template "content/datatype/view/ezimage.tpl" with resource "design"
Notice: Oct 02 2013 04:10:43
eZTemplate: Loading template "content/datatype/view/ezimage.tpl" with resource "design"
Notice: Oct 02 2013 04:10:43
eZTemplate: Loading template "content/datatype/view/eztext.tpl" with resource "design"
Timing: Oct 02 2013 04:10:43
End
Notice: Oct 02 2013 04:10:43
eZTemplate: Loading template "setup/debug_toolbar.tpl" with resource "design"

Timing points:

CheckpointElapsedRel. ElapsedMemoryRel. Memory
Script start 0.0000 sec0.0137 sec 1,284.6172 KB1,198.9531 KB
Module start 'content' 0.0137 sec0.3074 sec 2,483.5703 KB5,518.8125 KB
Module end 'content' 0.3211 sec2.1923 sec 8,002.3828 KB15,134.9141 KB
End 2.5134 sec  23,137.2969 KB 
Total runtime:2.5193 sec
Peak memory usage:24,878.7266 KB

Time accumulators:

 Accumulator Elapsed Percent Count Average
ini_load
Load cache0.0071 sec0.2796%340.0002 sec
Find INI Files0.0002 sec0.0090%60.0000 sec
Mysql Total
Mysqli_queries1.7380 sec68.8312%10680.0016 sec
Looping result0.0272 sec1.0767%10500.0000 sec
TS translator
TS init0.0026 sec0.1014%40.0006 sec
TS cache load0.0015 sec0.0591%40.0004 sec
TS context load0.0009 sec0.0375%40.0002 sec
Template Total2.4748 sec 98.0% 3 0.8249 sec
Template load0.0071 sec0.2806%30.0024 sec
Template processing2.4676 sec97.7246%30.8225 sec
Template load and register function0.0004 sec0.0154%10.0004 sec
states
state_id_array0.1453 sec5.7556%790.0018 sec
state_identifier_array0.1677 sec6.6424%830.0020 sec
override
Cache load0.0069 sec0.2748%1330.0001 sec
class_abstraction
Instantiating content class attribute0.0016 sec0.0651%360.0000 sec
Sytem overhead
Fetch class attribute can translate value0.0013 sec0.0497%150.0001 sec
Fetch class attribute name0.0139 sec0.5523%310.0004 sec
XML
Image XML parsing0.0114 sec0.4518%150.0008 sec
General
String conversion0.0000 sec0.0006%30.0000 sec
dbfile0.0043 sec0.1691%950.0000 sec
Total script time:2.5250 sec