Workers who want full-time hours but are only given part-time work are considered underemployed in the category of involuntary part-time workers. The National Council of La Raza's Monthly Latino Unemployment Report shows that Latinos, from November 2011 to October 2011, had the highest rate of involuntary part-time work.
Jessica Camacho is a policy intern at the AFL-CIO headquarters in Washington, D.C.
As a low-income and first-generation college student in my family, the subject of student loans has been a matter of acute concern to me. High school counselors constantly told me that student loans are “good debt.” This type of information made it justifiable for peers in similar socioeconomic situations to borrow federal and private loans. But lenders take advantage of first-time borrowers by failing to explain in full detail future payment plans, which may cause individuals to be fiscally unprepared for post-graduate life. Current student debt trends must be fixed in order to stop setting up graduates for a lifetime of financial struggles.